Guide to Small Business Loan Interest Rates

If you are starting your own business and do not have enough start up cash to do so, a small business loan can be very useful. However, whenever we think of applying for loans we think of banks and financial institutions. It is true that loans taken from these banks have sound legal formalities. But sometimes these small business loan interest rates can be difficult to repay. Most of the time the novice entrepreneur fails to pay the regular monthly installments. This mainly happens because a business that has just started is less likely to be able to generate adequate revenue to be able to afford such high payment rates for these small business loan interest rates. When a business is unable to pay the installments due on these loans, it will results in negative publicity of the company in the market and even bankruptcy in extreme cases. Also, borrowers end up taking more loans in order to pay off these unpaid ones. This gives rise to a vicious cycle of bad debts.

Other than the high interest rates, the security that is sometimes demanded by regular banking companies is hard to meet. Unless you already have immense personal wealth it is possible to provide for collateral that is worthy of securing the business loan. In that case applying for the loan would not have been essential.

Small business loans are useful for initial capital formation of the company. Investments in physical space, infrastructure, stationery, wage payments, and other rents are also taken care of by these loans. Most of the time a new business does not have enough market experience to be able to boast off sufficient success under its name. Therefore, when banks and other financial institutions ask for profit returns and revenue details there is not much that these companies can come up with. However, these lending institutions do base their choice of borrowers based on business history. But for small businesses, this history is mostly very brief and devoid of much glory.

In such cases, you have the option of approaching the unofficial lenders in the market. They are no different from Shakespeare’s Shylock, except maybe the pound of flesh repayment medium! But seriously, these moneylenders usually have reasonable rates of interest and adjustable repayment plans. These loans also most often don’t require any collateral deposit or proof of credit history. You do not have to prove your worth by submitting your tax returns and business plans. Other than a few simple documentation procedures, these loans are much more borrower-friendly.

If you are looking for small business loan interest rates that are the lowest, beware of the terms and conditions that come with them at the same time. Banks do offer easy loans to small businesses, but most of the time they have unreasonable “conditions apply”. These short-term business loans may boast of the lowest interest rates on these loans, but the terms attached to them prove more of a liability to the borrower, which most often tends to overshadow the benefits of the loan itself.

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Horse Racing – Field Size and Betting

A recent research by Stats Jockey Club, which was established in 1894, shows that the horse racing field size has a direct impact on how people bet. The Jockey club is an organization that seeks to improve breeding and thoroughbred racing. Among all the other statistics, the field size statistics in connection to betting were alarming. Nowadays, the field size in the race tracks has considerably reduced. The fields no longer have as many horses, as it was some two decades ago. The average field size in 2010 had 8.19 horses as compared to 9.07 horses per field in 1950. The drop in field size may seem insignificant. However, for every extra horse that enters a horse racing field, there is a $100,000 increase in the average handle.

This is significant because the handle directly affects the purses in that, the purses increase with elevating handle. The purses have a direct connection to the urge of horse owners to breed more horses. Larger purses incur more thorough breeding. Consequently, more horses are bred hence a reflected increase in number of the field size. This is, therefore, a huge circle that is particularly vital to the horse racing industry. This is the circle within which betting is based on. For most people, betting is what makes this equestrian sport worthwhile. It simply wouldn’t be fun without betting. It has been proven, especially in Triple Crown and Breeder’s cup races, that the larger the field size, the more the betting. The more spread out the field is, the higher the chances that people will bet on some of the extra horses to make profits, which many end up losing.

The main reason for the fields decrease is the unwillingness of horse lovers to buy or breed and train horses. Even those who are already horse owners are reluctant in training their horses for distinct races. Moreover, horses have become more prone to health complications as compared to the past. In 1960 horses raced at 11.3 times per year, in 1980, it declined to 9.21 times per year and in 2010, it further declined to 6.11 times per year.

The reduction of horses that are being thoroughbred has been the major reason for reduction of field sizes. This has had a crucial, direct impact on the money that people wager in today’s races. The research outlined negative handle results, six years in a row, with there being a decline of 7.3% in 2010. Some enthusiastic bettors don’t find it exhilarating anymore. Many of them are yearning for races with larger field sizes. This even makes it relatively hard to choose a bet. So, chances are that you will bet on a number of horses. Now what happens when the field consists of six horses? One is most likely to bet on just one horse. It’s time to go back to the larger field races. Not only to improve the overall handle and purses but also to bring back the lost fun and excitement in the magnificent equestrian sport.

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Weight Loss Grill Recipes That Are Healthy And Delicious

Weight loss is particularly not an easy journey especially if you’re just starting out. You will get hungry and the cravings for flavorful food will be hard to resist. Don’t deprive yourself of hearty meals – grill your fruits, vegetables or lean meat for flavorful, smoky and satisfying dishes without having to feel guilty about shedding off some extra pounds.

Try these healthy and delicious weight loss grill recipes:

Kale and Mushroom Turkey Burger

What you need:

  • 8 burger buns, preferably wheat
  • 1/2 kilogram ground turkey
  • 4 baby bella mushrooms
  • 2 cups fresh curly kale
  • 1/4 cup chopped sweet onion
  • 2 tablespoons olive oil
  • 1 tablespoon finely chopped fresh oregano leaves
  • 1 tablespoon chimichurri sauce
  • 1/4 teaspoon minced garlic
  • 1/4 teaspoon salt
  • Avocado slices, for serving

Heat the olive oil in a pan over medium-high heat and sauté onion and garlic until tender. Stir in mushrooms and kale then cover and cook until vegetables are softened. Allow to cool. When ready, combine mushroom and kale mixture with ground turkey and season with oregano, chimichurri and salt. Using clean hands, form into patties. Cook on a pre-heated grill over medium-high heat, flipping once, to desired doneness. Coat buns with sauce of choice then top with turkey patty and avocado slices.

Honey-Yogurt Grilled Peaches

What you need:

  • 3 peaches, halved and pitted
  • 2 cups plain Greek yogurt
  • 1/4 cup honey
  • Cinnamon powder

Mix together Greek yogurt and honey in a small bowl. Set aside. Cook peaches on a pre-heated grill over medium heat, cut side down, until grill marks appear. When ready, top grilled peaches with honey and yogurt. Sprinkle with cinnamon powder before serving.

Grilled Beef and Sweet Potato Wraps

What you need:

  • 6 whole grain tortillas
  • 1/2 kilogram sirloin steaks, sliced thinly
  • 6 cups cubed sweet potatoes, steamed
  • 3 cups thinly sliced cabbage
  • 1 cup thinly sliced white onion
  • 1 cup thinly sliced fresh basil
  • 3 tablespoons lime juice
  • 3 tablespoons low sodium soy sauce
  • 2 tablespoons canola oil
  • 1 1/2 teaspoons chilli garlic sauce
  • 1 teaspoon brown sugar

Cook beef on a pre-heated grill over medium high heat until just cooked through (slightly pink in the center), about 2 to 3 minutes per side. To make the dressing, mix together lime juice, soy sauce, canola oil, chilli garlic sauce and brown sugar in a glass jar and shake to combine ingredients well. Place cabbage and onion in a bowl and toss with half of the dressing. Place grilled beef, sweet potatoes and cabbage salad in a serving platter. Drizzle beef and sweet potatoes with remaining dressing. Serve with tortillas.

Stay healthy and fit with these quick weigh loss grill recipes!

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The Basics of Data Warehouse Architecture

Data warehousing is an important part of an organization as it helps in the smooth operations of the different departments. It is a must-have in every small and big organization. The architecture of a data warehouse defines its success. The article below talks about data warehouse architecture, its construction and implementation.

Various business organizations or corporations or enterprises form an important unit of the business world that contributes to the overall progress of society, directly or indirectly. In an organizational setting what plays the most important role is information or data. With the correct and complete utilization of this data an organization can progress on the ladder of success. However the proper utilization of data is not a simple task- a lot of calculation and hard work goes into it. When it comes to information management in organizations, data warehouse architecture serves as the core obligation.

Data warehousing is the process of gathering information from different parts of a business process in a centralized database or it can be defined as the collection of data that is used by employees in an organization for easy access and smooth working. Since the early 1990s, data warehousing has become an essential part of any organization and this resulted from the emergence of Information Technology (IT) and the revolution of the information management system. A data warehouse comes across as one of the must-haves for an organization, for a business decision can be shaped and achieved with exact and complete data. Data management with information has also addressed the issues related to time consumption and labor! Besides data warehousing proves to be profitable for business organizations, as it helps businesses increase their productivity.

Data warehousing architecture represents the logical structure of various elements in an organization with its functions and services in a methodical way. It explains the changing relationships among various elements. It also predicts the future growth of the overall organization as ideal data warehouse architecture has both data and technical terms.

A data warehouse is designed taking all the resources into account, including the business process, operating systems, hardware, networking, desktop machines and the decision-making technologies. For the proper functioning of a data warehouse, the structure should be updated on a regular basis. A well-built data warehouse improves the operational procedure and flexibility that enhances organizational development.

Data warehousing is an integral part of any organization. It proves to be helpful in providing easy access to collective information to all the employees of an organization. A data warehouse system is implemented to support decision-making in an organization. It helps in providing information or data when queries need extensive searching on a larger scale. Today, almost all businesses use data warehousing in order to acquire information when it is needed without interrupting the operating systems. This makes the data flow more consistent and users find it easier to retrieve information from the system.

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Acer Predator 21 X GX-71-76ZF Overview of the Biggest, Most Powerful Laptop in the World

Looking for the “world’s most powerful laptop”? In spite of its price, the Acer Predator 21 X GX-71-76ZF is a top-seller. There is a lot about this machine worth admiring, from its appearance to capabilities. With an i7 quad-core processor, 64GB of memory, dedicated NVIDIA GTX 1080 SLI graphics, and a 21-inch display, you can’t ask for more in a laptop PC.

Not only is the display large, it’s also curved and has an aspect ratio of 21:9. On this display, expect a refresh rate of 120Hz, thanks to its utilization of G-Sync technology. Special eye-tracking technology allows for a very immersive gaming experience.

If you want a machine with a noticeable, attractive design, this one takes the cake. You’re not going to find a more eye-popping laptop anywhere else, thanks to its sharp angles and edges, bright LEDs, curved display, Gorilla glass panel, and gorgeous dragon art painted on the right side of the keyboard.

The 21 X has dimensions of 2.71-inches (front height), 3.28-inches (back height), 22.4-inches (width), and 12.4-inches (depth). Its approximate weight is a whopping 18.74-lbs.

While it’s not much lighter than a gaming desktop, the Acer Predator 21 X GX-71-76ZF comes with a traveling case that makes it somewhat portable. The case, which is built by Pelican, actually comes with an expendable handle and four wheels for rolling. Keep extras, like an external mouse and power supply stored in cutouts in the case. It is also filled with foam to provide all components with cushiony protection.

Temperature Control in the Acer Predator 21 X GX-71-76ZF

When playing the most demanding games with the heaviest graphics, the laptop will stay cool – even if you have the settings on Ultra. The 3x Predator AeroBlade technology keep the GPU and CPU at a cool temperature at all times. In addition to the all-metal, ultrathin fans, the machine also contains nine heat pipes in its body to help dissipate heat from the hardware. Noise is kept down as well.

As mentioned above, the 21 X comes with an i7 7820HK processor (2.90GHz), 4 memory slots (up to 64GB), and NVIDIA GeForce GTX dedicated graphics (up to 16GB). For storage, it comes equipped with a 1TB Serial ATA hard drive and 6 stereo speakers. Built-in devices include a microphone and front webcam with a 1280×720 resolution.

Keep in mind that this is such a premium machine that Acer is only making a limited number. If you can afford it, you should consider it while it’s still available. Take advantage of any Acer Predator 21 X GX-71-76ZF discounts and promo codes that might be available.

When browsing through tech bargains, you’ll likely come across some Acer discounts. The promo codes are easy to use and can be applied to your order. There are a variety of way to finance this machine, so if you are considering the investment, you’ll find Acer Predator 21 X GX-71-76ZF coupons to be very helpful.

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Car Insurance for Low-Mileage Users

What you need to know about Car Insurance for Low Mileage

  • Insurance Companies may require your annual odometer reading verification
  • Insurance by the mile bills you monthly insurance payments based on your used mileage
  • It is possible also to receive car insurance discounts without asking from insurance companies that bundle up insurance policies with a specific insurer.
  • The discounts are awarded to loyal customers or accident-free and low mileage drivers over a period.
  • Drivers on an average 5,000 miles annual range may alert an insurance company so as to receive a low-mileage discount.

Do you own a car that barely leaves the garage on most days? Most insurance companies offer a conventional low-mileage discount to drivers who maintain annual mileage under a particular brink, such as 6,000 miles a year. In most states, the discount reduces the insurance rates on a full coverage policy by 2 percent. The premium savings are bigger in California.

Insurance Companies may require your annual odometer reading verification. Some may ask you fill a form to countercheck your estimate against readings taken from other sources. Others use agents to take a photo of the reading.

There are ways to get a low-mileage discount that will give you cheaper car insurance coverage.

1. Pay-as-you-Drive

Pay-as-you-drive vehicles such as In-Drive, install telematics gadgets to monitor your vehicle, offer larger discounts for less frequent drivers and careful drivers as well. Precautious drivers on low mileages can save up to 25 percent or more. Most of the pay-as-you-drive plans give a discount of 5-%10 upon enrolling, they later use gathered data to award a discount at your renewal period. Attach a telematics gadget into the car’s onboard port (OBDII) to get a discount. Nearly all cars from 1996 onwards have an inbuilt OBDII port.

2. Pay per Mile Car Insurance

Insurance by the mile bills you monthly insurance payments based on your used mileage. This mode of payments saves you an estimated 45% in savings for careful drivers doing less than 5,000 miles a year. The device tracks the distance traveled, which is used to set your mileage rates.

This way, you are guaranteed low mileage on types of car insurance under each plan; instead of cutting coverage to save money, it limits the risk faced by insurance companies when you hit the road.

Customers are charged a standard monthly rate based on individual rating factors: age, driving record, location, type of car, credit and insurance history in some states. Every month, the driver pays the flat rate plus a mile fee charged on the miles recorded through the mileage device.

How to Qualify for Low Mileage Car Insurance Discount

It is easy to be eligible for many auto insurance discounts, and many insurance companies offer these discounts, but you have to ask. A Princeton Survey study found that 16% of motorists have car insurance standard discounts.

It is possible also to receive automatic car insurance discounts from insurance companies that bundle up insurance coverage with a specific insurer. The discounts are awarded to loyal customers or accident-free and low mileage drivers over a given period.

However, you may request for discounts such as:

  • a short travel discount or no commute
  • Paying your coverage renewal check in advance
  • Having an academic degree/s
  • Police officers or teachers

Common Low Mileage Discounts

Many people are not aware of car insurance discounts such as Low-Mileage premium discount: This is for individuals who reduced their driving mileage by either working from home or park their vehicles because they no longer need to drive. A mileage research from Quadrant Services found that driving an average 6,000 miles annually, pays nearly of 7.5 % less than driving 16,000 miles annually. 16,000 miles is, in fact, more than regular Americans drive yearly, based on the U.S Department of Transportation.

Huge Mileage Savings in Selected States

The disparity on low mileage drivers is bigger in selected states, California tops the list.

The top five states where drivers save under 5,000 miles annually are:

  • California – 17 %
  • Washington D C – 11.1 %
  • Alaska 11%
  • Alabama- 10 %
  • Hawaii – 10 %

However, some states have little or no effect on insurance coverage rates on reduced mileage. The states where little driving distance hardly moves a dime include:

  • North Carolina -0
  • Utah -1 %
  • Texas -3 %
  • Connecticut – 3 %
  • Rhode Island-3%

Vice president of iii.org, Loretta Worters, says insurance companies hike premiums for high mileage drivers because they are a risk. High mileage drivers are more likely to cause accidents than the low mileage drivers. California, for example, has insurers charging higher premiums because the State has many drivers on the road.

The role of insurance state laws passed in 1988 limits the factors California motor insurers use when determining rates for the following:

  • Mileage driven
  • Safety driving record
  • Driving experience

Insurers can set minimum rates based on these three main factors. This law magnifies the impact of driving mileage.

Insurance expert/consultant – Douglas Heller says asking for higher premium rates from high mileage drivers is fair to charge insurance policy holders. He adds on that basing rates on mileage is far better than another criterion like an education level and income.

Does Ignoring Driving Mileage Pay?

At the extreme, experts do not understand precisely why North Carolina insurers and other selected states practically ignore miles when rating auto policies.

North Carolina insurance commissioner, Wayne Goodwin says a hike in mileage doesn’t amplify the level of risk on the road. He, however, says the state’s different pricing is a key factor to prevent insurers in the state from hiking premiums on mileage.

In some states, such as North Carolina, insurers independently apply for premium rates with the state’s insurance bureau -insurers file rates with the local State Rate Bureau. The State Bureau proposes one base rate for all its insurance companies in NC. Goodwin’s office reviews the requested rates and attaches a cap indicating the exact figure insurers should charge consumers.

The bureau chief says that Mileage driving is a price factor. However, it doesn’t have any significant effect. The local government has maintained low motor insurance rates in NC State, which is ranked one of the lowest insurance premium costs in America; according to figures from NAIC.

How to Reduce Motor Insurance Mileage Rates

For drivers on an average 6,000 miles annual range, they may alert an insurance company so as to acquire a mileage discount. But, several lower mileage drivers miss the available discounts due to nondisclosure. On the contrary, not everybody reduces their mileage so as to save on insurance costs.

Additional Ways to Decrease High-mileage Usage

  • Increase your deductible
  • Shop for price quotes in several insurance companies
  • Avoid highway speeding tickets and other road violations

Car drivers may attempt to forge miles on the speedometer to avoid higher insurance coverage rates. This is unethical, and a policyholder can lose out on the entire insurance and get black listed too. Lying to the insurer is an illegal act, its insurance fraud. The best way to earn a discount on mileage is to buy a car that has done average mileage and the driver should ensure that they maintain their speed levels at all times.

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Fatal Flaws in Your Business Plan

A business plan is the blueprint that guides aspiring entrepreneurs as they build their new business ventures. From 2008 – 2010, I taught a 20-week business plan writing course at an SBA-affiliated women’s business development organization. We met for three hours each week and students wrote their plans week by week, guided by the lessons.

When evaluating a business concept, unrealistic expectations or flawed thinking could creep in and undermine the planning. Excitement about the idea might distort one’s ability to see potential obstacles. What follows are scenarios that entrepreneurs-in-the-making should beware.

Unrealistic expectations

While it is sometimes true that using yourself as the ideal customer is a smart idea, since you understand the value and availability of that product or service, you might misinterpret the size of the market and the traction that can be achieved beyond a select group of true believers.

Insufficient information

Confirm the need for your products or services when you research and verify the number of potential customers who have the money and motive to buy from you.

Furthermore, make sure that you understand the buying process. Who green-lights the sale? What is the sweet spot price range? Lastly, where do potential customers obtain these products or services now?

Access to customers

Access to customers is everything and some industries or target customers seem impenetrable. You may identify the right customers, understand how your products or services fit their needs and know how to price and deliver. But if potential customers do not have the confidence to work with you because you lack an endorsement from a trusted source, you’ll starve.

Overestimating cash-flow

Usually, businesses won’t achieve desirable gross sales and or show a net profit in the first year of operations. Businesses that require high start-up costs especially will require long ramping-up periods. The business plan must acknowledge the potential for negative cash-flow and demonstrate how fixed and variable expenses will be met during that time. One must know how inventory will be financed, payroll will be met and office rent will be paid.

When writing your business plan, conservative financial projections are strongly advised. Customer acquisition may take longer than expected and the size of their purchases may initially be small. Moreover, it’s possible for a venture to be profitable on paper and still suffer from cash-flow problems, if customers do not pay on time.

Underestimating start-up costs

Developing a reasonable estimate of how much it will cost to get the venture up and running is essential. You must be prepared to meet the cost of all permits, equipment, inventory and staffing necessary to conduct business. If you plan to hire employees, it’s important to have a good idea of your minimum staffing needs up front (you can hire more as revenues increase).

“Magical thinking” business model

The business model illustrates how your venture will become profitable. Well thought-out interactions between marketing, financial and operations processes will promote and sustain profitability and you must map out how these will occur. The business model describes the core functions of the venture.

Likewise, the value proposition of your products or services must be articulated. The overall marketing strategy and selected tactics and resources that will promote the value proposition—intellectual property, patent rights, key relationships, or capital—will be accounted for. Sales distribution channels will be detailed.

Getting to Plan B (2009), by Randy Komisar and John Mullins, details the key business model components and advises business plan writers to segment their models into sub-headings:

  • The Revenue Model, to describe what you’ll sell, your marketing plans and how you expect to generate revenue
  • The Operating Model, to detail where you’ll do business and how day-to-day operations will function
  • The Working Capital model, meaning the business cash-flow requirements. Understanding cash-flow helps you know when money will be available to meet expenses like rent and payroll (it is distinct from revenue). A business can generate adequate revenue (sales) and still suffer from cash-flow problems.

Your business model will keep you organized and your priorities realistic. Matters such as quality control, collecting accounts receivable, inventory management and identifying strategic partners will mean much more than your number of Facebook followers, for example. Best of luck to you and your new business!

Thanks for reading,

Kim

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The Ascot of the East

Roy Richwine bought the property that is now known as Williams Grove Speedway in 1937. It was formerly known as the Grangers Picnic Fairgrounds. The first race was held on May 21, 1939. Joey Chitwood Sr set the fast time on that day by finishing a lap in 26.03 seconds. Tommy Hinnershitz won the forty lap feature, winning $400. The Flying Farmer won 19 sprint car races at the track, competing into the late 1950’s! He also won 7 Eastern sprint car championships and enjoyed a top ten finish at the Indianapolis Motor Speedway.

The only NASCAR Cup race at the Grove took place on June 27, 1954. It was won by Herb Thomas, leading 150 of the 200 laps, in a 1954 Hudson. Leading the other 50 laps and finishing in second was pole winner Dick Rathmann, Hershel McGriff was third. Other notable drivers were Buck Baker, Lee Petty, Dizzy Dean, Ralph Ligouri and Hilly Rife.

July 29, 1951 became known as “Black Sunday.” Two drivers, Cecil Green and Bill Mackey, were killed in back to back qualifying runs at Winchester, Indiana. Also that day Walt Brown was killed at the Grove. He spun in the second turn while qualifying his car #29. It rolled over and Brown died at the Carlisle Hospital later that day. Eleven other drivers, in addition to 1 official and 1 spectator have lost their lives at the track.

The Grove has a connection to the Indianapolis 500. The latest connection is that of driver PJ Chesson, who participated in the event. Indy winners with sprint car wins at the track include George Robson (1946), Bill Holland (1949), Johnny Parsons Sr (1950), Troy Ruttman (1952), Pat Flaherty (1956), Jimmy Bryan (1958), AJ Foyt (1961, 64, 67, and 77), and Parnelli Jones (1962). Jan Opperman, Joey Chitwood Sr, Johnny Thomson, Duke Nalon, Duane Carter Sr, Eddie Sachs, Rodger McCluskey, and Elmer George (whose family still owns IMS) have sprint car wins here. Ted Horn won 14 sprint car (then known as “big car”) races here in addition to 3 National Driving Championships (1946-48)! He was killed at DuQuoin, IL in 1948 but had enough points to win the title.

Jack Gunn was the track announcer and then took over as the promoter. He added Selinsgrove, Penn National, and Hagerstown to his list of promotional efforts. Gunn, whose last name was actually Gunnells, attended the Milton Hershey School for orphans along with brother Trim. Trim owned a garage business in Lebanon, PA and was a car owner at the track for many years. Jack won the Promoter of the Year in 1979, and passed away in 1980. Gunn is responsible for bringing in the nations best drivers to race in central Pennsylvania. He is in the National Sprint Car Hall of Fame.

Since sprint car racing began on a weekly basis in 1967, Fred Rahmer has become the most successful driver, winning 83 races. Lance Dewease has 75 wins, Donnie Kreitz Jr has 54 victories, and Keith Kauffman enjoyed 51 wins. Kauffman has the most wins in a season with 13 in 1984!

The speedway has long straights and tight turns. It was supposedly modeled after the Legion Ascot Speedway in California. It is also known for its spectator bridge which reaches over the backstretch into the infield. There is a tunnel under the track at the first turn which connects the frontstretch fans to the infield. Long gone are the infield starter’s stand and the covered frontstretch grandstands. Did you know at one time there was a landing strip for airplanes outside of the backstretch of the track?

Williams Grove Speedway is referenced in a Hollywood movie. The 1949 movie is called “The Big Wheel” starring Mickey Rooney as driver “Billy Coy.” After getting into trouble on the west coast tracks, he heads east. A newspaper headline is shown with him winning at the Grove. He later makes it to the Indianapolis Motor Speedway.

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6 Practical Healthy Recipe Ideas for Weight Loss

Out of convenience, most of us just munch on fast food products and forget how to be healthy. Some say that healthy recipe ideas are far-fetched because it can be costly and hard to maintain just like our weight.

However, all you have to do is read along and be resourceful in following these 6 tips in doing healthy recipes for weight loss.

1. Lean on Protein

You can make easy healthy recipes out of different kinds of meat but the healthiest can be done with fish and chicken. One famous dish is Baked Chicken Casserole which would only require you to use simple ingredients such as pepper and salt to dress the chicken for flavor, then bake it in the oven for 45-60 minutes on an oil-brushed baking pan. This healthy recipe for weight loss can also be done with fish but wrap the fish in an aluminium foil when baking.

2. Be beautiful, eat vegetables

Vegetables are the number one choice if you want a healthy recipe for your idea of weight loss. It has no fat and can be made into various dishes which would not add inches to your waistline. Make sure that when you do a healthy and easy recipe with vegetables, do not overcook to preserve the vitamins it could offer you.

3. In the loop with soup

For those who are into warm and tasty broth, soups are definitely on top of the list for a healthy recipe for weight loss. Soups are very popular because of its ability to give you a tasty experience but at the same time make you feel full and not crave for any more food. The best thing about healthy recipe soup ideas is that you can play with flavors. Just don’t forget to avoid preservatives and artificial flavorings.

4. Mad about Salads

Now if you want to overhaul your diet and detoxify, mixing lean meats, fruits, and vegetables is a great healthy recipe idea. A healthy and easy recipe for weight loss should only be dressed with the basics and not those with too much cream as it can also be loaded with empty calories. You can try vinaigrette or a simple mix of spice, soy, and a small sprinkle of cheese.

5. Whip those Fruits

If your schedule is too busy and have no time to cook, just pull out your blender and do this healthy and easy recipe by making your very own sugarless fruit shake. This method is undoubtedly a go for those who want a healthy recipe for weight loss because it does not only detoxify you, it also speeds up your metabolism, which in return makes it easier for you to lose weight. Try the cranberry banana shake for a unique taste of flavour.

6. Healthy Recipe Ideas and Alternatives

If you are a person who adores carbohydrates, too much fat, or too much sugar then your body might be silently asking you to stop. But don’t fret; there are alternatives if you want a healthy recipe for weight loss. Are you a rice person? You might want to try the brown or red one for more fiber and less sugar. If you think your body needs fats, go for the healthier ones like the ones in fish, which contains fats that are healthier for you. Another healthy and easy recipe alternative is replacing your sugar cravings with mixed fruits and nuts.

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Renaissance and Neoclassical Historical Arts

Renaissance is a cultural movement that started in Europe during the early 14th to 17th century or a period between the Classical and Modern era. More than its cultural essence, the Renaissance period was known for its developments in art, painting, philosophy, architecture and other intellectual aspects. It was an era that witnessed the largest growth and development in Western Europe.

A1. Renaissance art took its shape from the social conditions that existed at that time that carved Europe’s political structure. The cultural rarity of Italy existed, as there was no political form during the early modern period that resulted in artistic and academic advancements. This freedom opened gateways to trade and commerce across the globe that brought wealth in Italy through commissioning its artistic work.

Renaissance artists looked for human emotions and realism in art. They focused on making human portrays with a natural background. They took the Humanism approach, placing more emphasis on man than god, which was reflected in their sculptures and paintings. The Early Renaissance period focused more on creating sculptures on the basis of personality and behavior, whereas the High Renaissance was more towards balance and drama. Renaissance artists were greatly inspired by Roman and Greek art that used nude human bodies of personality in their art. Their attempt to gain perfection in human arts for expression, personality, and emotions reduced social hierarchies in the status of people resulting in everybody wanting to learn and share their ideas and skills.

A2. Neoclassicism was a predominant movement during the mid 18th century and the late 19th century in European art and architecture. It focused on the western classical art forms of ancient Greece and Rome. It was partly a movement that had initiated as a reaction to the Baroque and Rococo styles. It became a predominant part of academic art that continued into the 19th century to become visible as museums of neoclassical architecture.

Neoclassical art aimed in reviving the European Age of Enlightenment that was the Greek and Roman classical art forms. It aimed to contain the ‘purity’ of Roman arts and criticized Baroque and Rococo styles. Neoclassicism gained importance in France and England spreading towards Sweden. It made use of the classical essence relating to courage and nationalism.

Neoclassicism aimed to resurge classical styles through usage of sharp colors and classical subjects. They avoided light and soft colors in their paintings that depicted calmness and grandeur. Neoclassicists revived the Greek painting styles by using mosaics, columns, engravings and other ornamental elements in their work.

A3. Renaissance signified the rebirth of arts, science, and medicine and was an era that was responsible for most radical developments and movements in Europe. So much so, that it is also used to describe other major cultural and historical moments. Classical Renaissance gave birth to the Baroque style that was more dramatic and direct. Therefore Neoclassicism was nothing but a reaction to the Baroque style so as to preserve the purity of ancient Roman arts. Moreover, neoclassicism remained one of the foremost in academic arts.

A3a.

  • Renaissance period was known for its Humanist approach in art while neoclassical art focused on more classical and pure elements of style;
  • The Renaissance period brought about radical developments in arts, philosophy, and medicine while neoclassical art was foremost in academic arts;
  • Renaissance artists believed in more natural and expressive nude sculptures of art while neoclassical artists incorporated ornamental elements in their work;
  • The Renaissance period opened gateways to new ideas and developments, while the neoclassicism period focused on retaining the Age of Enlightenment.

A3b. The Renaissance era was one of the most influential and flourishing period during the 15th and 16th centuries and gave birth to major cultural developments for almost three centuries. Renaissance art was born out of an evolving civilization whose quest for Realism and scientific perfection resulted in some of the greatest works and achievement in arts, science, architecture, and philosophy. The distinguishing feature of Renaissance art is its dedication to classical arts with a renewed interest in Roman styles that included naked human sculptures with no landscapes in a natural environment. It was an important era that brought wealth to Europe and its artistic freedom enabled skilled artisans to flourish.

A3b1. Leonardo Da Vinci

Leonardo Da Vinci (1452-1519) was one of the greatest artists of the Renaissance period. Also known as the ‘Renaissance Man’, was born in Italy and was a renowned painter who became a polymath in many fields such as music, science, mathematics, and botany. He is considered as one of the greatest diversely talented persons to have lived. Mona Lisa is one of the most renowned works of his time that was greatly appreciated. The Mona Lisa is a 16th century half-length portrait that was made in oil and of a seated woman.

Andrea Appiani (1754-1817) Born in Milan, was an Italian neoclassical painter. He trained under Carlo Maria Giudici and learnt painting by copying sculptures. His best works are in the church of San Maria presso San Celso and the royal palace at Milan. Among some of his works of oil paintings are Venus and Love, and Rinaldo in the garden of Armida.

A3b2. Madame Hamelin (1776-1851) was one of the neoclassical painter Andrea Appiani’s work that bears a similar resemblance to Leonardo Da Vinci’s Monal Lisa. Both are half-length oil portraits of women who are half-seated that reflects the natural facial expressions wherein their hands are folders bearing similar artistic values and styles to one another.

A3c. Neoclassicism reached its most influential period in arts during the 1780s to 1850s. New archeological discoveries and settings paved the way for classical themes that also resulted from the reaction of the Rococo styles. Neoclassicism retained its classical antiquity and co-existed with its much opposite form of Romanticism art. Artists of the neoclassical era replaced religious and mythological objects with realistic, simple, and bold ones. IN the 1830s, the Neoclassicism era was replaced by Romanticism.

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